What is Mobicred?
Mobicred — Revolving credit (up to R35,000)
Shop safely at 3,000+ stores using Mobicred. Revolving credit that restores as you repay.
Key points
- No fees until first purchase; no fees on a zero balance.
- Monthly debit order = 10% of your outstanding balance.
- Repayments immediately restore available credit.
- Product-level indicative monthly pricing shown for 12 months.
- Flexible repayment timeline. Pay extra by direct EFT to clear sooner.
Requirements
- 18+ with a valid South African ID
- Valid cell phone and email
- Bank account in your name
- Minimum income R5,500 per month
How to use
- Apply and get approved at Mobicred.
- Select Mobicred at checkout and log in.
- Confirm the OTP sent to your phone and complete payment.
Fees & T&Cs: Repayments are 10% of the balance plus any fees confirmed by Mobicred during application. Mobicred is powered by RCS (NCRCP 38 / FSP 44481).