Float Pay

What is Float?

Float is the smart way to pay with your credit card at Oukitel South Africa. Buy bigger and spread your payments over up to 6 months with interest-free, fee-free monthly installments using your available VISA or Mastercard credit card limit.

Why Choose Float?

Unlike traditional 'Buy Now, Pay Later' models that open new lines of credit and charge late fees, Float lets you use your existing credit card to split payments into easy, interest-free, and fee-free monthly installments. Here’s why Float is a better choice:

1. No Interest or Late Fees: Save money by avoiding interest and late fees. Enjoy all the perks of your credit card without the downsides.
2. No New Credit: Float uses your existing credit limit, so you don’t need to take on new credit.
3. No Applications or Credit Checks: Since it’s your credit, there are no applications or credit checks. Plus, you continue to earn reward points.

Benefits of Using Float

• Enjoy Purchases Now, Pay Over Time: Float helps you manage cash flow by charging only a single interest-free installment each month, instead of the full amount upfront.
• Ideal for Big Purchases: Make larger purchases manageable by spreading payments over several months.
• Keep Earning Rewards: Continue earning your credit card reward points while using Float.

What You Need to Use Float

1. A VISA or Mastercard credit card (no debit cards)
2. Available credit for the full purchase amount

How to Use Float?

1. Add your chosen products to the cart.
2. Select Float as your payment method at checkout.
3. Choose the number of installments.
4. Enter your credit card details.

How it works?

• At the time of purchase, the full amount will be reserved on your credit card.
• Only the first interest-free installment will be charged initially.
• The remaining installments will be charged on the same day each month.
• As each installment is paid, the reserved amount will decrease until the purchase is fully paid.

Experience the convenience and flexibility of Float at Oukitel South Africa. Buy what you want today and pay over time, all while enjoying the benefits of your existing credit card.