Mobicredit

What is Mobicred?

Mobicred is a simple and convenient credit facility that allows customers to safely shop online at over 3 000 participating stores; with us being one such store.

With a Mobicred account, you’ll benefit from:

• Access to an online revolving credit facility of up to R35 000.
• No fees charged until you make your first purchase, and no fees charged on a zero outstanding balance.
• Convenient monthly debit order that only equates to 10% of your outstanding balance.
• Revolving credit means any money paid back into the account becomes available to be used again, with no need to re-apply.
• When displayed at a product level, Mobicred’s indicative monthly pricing is calculated for 12 months.
• You can choose to pay off your balance as quickly or slowly as you like, by making additional direct EFT’s into your account.
• Flexible repayment options - the timeline is decided by you, and it is not fixed on 3, 4, or 12 repayments.

WHY CHOOSE MOBICRED?	WHAT DO YOU NEED?
Get up to R35 000 to spend across more than 3 000 online stores	To be 18+ years old.
Shop safely online, saving you time.	Earn a minimum of R5 500 per month.
No physical card needed.	Have a valid South African ID.
Enjoy no fees if your balance is zero.	Have a valid cell phone number and email address.
Less admin by only making 1 monthly repayment on all brands	Have an existing and valid bank account in your name.

Apply now via this link. 

New to Mobicred?

• First, you’ll need to apply for an account on Mobicred’s website.
• Once approved, you can return to Oukitel South Africa (www.oukitel.co.za) and pay for your items by selecting Mobicred at checkout.

Have a Mobicred account already? Payment is as easy as 1, 2 , 3.

1. Select Mobicred as your payment option during checkout.
2. Log in using your Mobicred username and password.
3. Enter the one-time pin (OTP) that will be sent to your mobile phone, Confirm and pay.
4. Your Mobicred account will be debited, and we will send you a confirmation email of your order.

Mobicred Fees

• As a revolving credit facility, Mobicred repayments are calculated as 10% of the account balance, plus fees.
• These fees will be confirmed with you by Mobicred during your application process.

Mobicred is Powered by RCS.

RCS is a registered Credit and authorised Financial Services Provider NCRCP 38/FSP 44481