What is Payflex?

Payflex allows eligible customers to split purchases into either:

  • 4 interest-free instalments over 6 weeks; or

  • 3 interest-free payments aligned with your paydays.

With Payflex, you can shop now and pay over time while receiving your order immediately once approved.

Key Features

  • Choose between 3 paydays or 4 instalments

  • No interest or hidden fees where payments are made on time

  • Fast online signup and approval process

  • Secure digital checkout experience

  • Manage payments through your Payflex account

  • Available on eligible purchases at checkout

How Payflex Works

  1. Select Payflex during checkout

  2. Complete the quick signup or login process

  3. Verify your account using the OTP confirmation process

  4. Choose your preferred payment option

  5. Receive order confirmation once approved

Your repayment schedule and upcoming payments can be managed directly through your Payflex account.

Orders are processed and shipped once checkout approval has been completed successfully.

Requirements

To use Payflex, you will generally need:

  • a valid South African debit or credit card;

  • a South African ID number;

  • to be 18 years or older; and

  • approval based on Payflex eligibility requirements.

Eligibility and payment limits may vary depending on your account profile and checkout assessment.

Important Information

  • Payflex payment options are subject to approval and eligibility.

  • Interest-free and fee-free terms apply where payments are made successfully and on time.

  • Late fees or additional charges may apply in accordance with Payflex’s terms and conditions.

  • Oukitel South Africa does not provide credit directly.

For full terms, conditions, repayment obligations, and eligibility requirements, please refer to Payflex’s official website: https://payflex.co.za/how-it-works/ 

Ready to Shop?

Select Payflex during checkout to split your purchase into flexible interest-free payments.