What is Float?

Float allows eligible customers to split purchases into up to 6 monthly instalments using an existing Visa or Mastercard credit card.

With Float, you can shop now and spread your payments over time directly from your available credit card limit - with no separate credit application required.

Key Features

  • Split purchases into up to 6 monthly instalments

  • No additional interest or fees from Float where eligible

  • Uses your existing Visa or Mastercard credit card

  • No new credit application required

  • Continue earning your normal card rewards and benefits

  • Fast and secure checkout process

How Float Works

  1. Select Float at checkout

  2. Choose your preferred instalment period

  3. Enter your Visa or Mastercard credit card details

  4. Confirm your payment securely

Your first instalment is charged at the time of purchase, with the remaining instalments automatically reserved and charged monthly on the same date thereafter.

Requirements

To use Float, you will generally need:

  • a valid Visa or Mastercard credit card; and

  • sufficient available credit for the full purchase amount.

Eligibility and available instalment options may vary depending on your card issuer and Float approval criteria.

Important Information

  • Float instalments are subject to approval and eligibility.

  • Interest-free and fee-free terms apply where eligible and when payments are made successfully.

  • Your bank or card issuer’s terms and conditions may still apply.

  • Oukitel South Africa does not provide credit directly.

For full terms, conditions, and eligibility requirements, please refer to Float’s official website.

Ready to Shop?

Select Float during checkout to split your purchase into convenient monthly instalments.

For more information, please refer to https://www.float.co.za/how-it-works/