Buy Now, Pay Later

What is Mobicred?

Mobicred is a simple and convenient credit facility that allows customers to safely shop online at over 3 000 participating stores; with us being one such store.

With a Mobicred account, you’ll benefit from:

  • Access to an online revolving credit facility of up to R35 000.
  • No fees charged until you make your first purchase, and no fees charged on a zero outstanding balance.
  • Convenient monthly debit order that only equates to 10% of your outstanding balance.
  • Revolving credit means any money paid back into the account becomes available to be used again, with no need to re-apply.
  • When displayed at a product level, Mobicred’s indicative monthly pricing is calculated for 12 months.
  • You can choose to pay off your balance as quickly or slowly as you like, by making additional direct EFT’s into your account.
  • Flexible repayment options - the timeline is decided by you, and it is not fixed on 3, 4, or 12 repayments.



Get up to R35 000 to spend across more than 3 000 online stores

To be 18+ years old.

Shop safely online, saving you time.

Earn a minimum of R5 500 per month.

No physical card needed.

Have a valid South African ID.

Enjoy no fees if your balance is zero.

Have a valid cell phone number and email address.

Less admin by only making 1 monthly repayment on all brands

Have an existing and valid bank account in your name.

Apply now via this link

New to Mobicred?

  • First, you’ll need to apply for an account on Mobicred’s website.
  • Once approved, you can return to Oukitel South Africa ( and pay for your items by selecting Mobicred at checkout.

Have a Mobicred account already? Payment is as easy as 1, 2 , 3.

  1. Select Mobicred as your payment option during checkout.
  2. Log in using your Mobicred username and password.
  3. Enter the one-time pin (OTP) that will be sent to your mobile phone, Confirm and pay.
  4. Your Mobicred account will be debited, and we will send you a confirmation email of your order.

Mobicred Fees

  • As a revolving credit facility, Mobicred repayments are calculated as 10% of the account balance, plus fees.
  • These fees will be confirmed with you by Mobicred during your application process.

Mobicred is Powered by RCS.

RCS is a registered Credit and authorised Financial Services Provider NCRCP 38/FSP 44481


    Free delivery in South Africa (orders above R499).


    All Oukitel products come with a 12 month warranty.


    We want you to be happy with your purchase!