Buy Now, Pay Later
What is Mobicred?
Mobicred is a simple and convenient credit facility that allows customers to safely shop online at over 3 000 participating stores; with us being one such store.
With a Mobicred account, you’ll benefit from:
- Access to an online revolving credit facility of up to R35 000.
- No fees charged until you make your first purchase, and no fees charged on a zero outstanding balance.
- Convenient monthly debit order that only equates to 10% of your outstanding balance.
- Revolving credit means any money paid back into the account becomes available to be used again, with no need to re-apply.
- When displayed at a product level, Mobicred’s indicative monthly pricing is calculated for 12 months.
- You can choose to pay off your balance as quickly or slowly as you like, by making additional direct EFT’s into your account.
- Flexible repayment options - the timeline is decided by you, and it is not fixed on 3, 4, or 12 repayments.
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WHY CHOOSE MOBICRED? |
WHAT DO YOU NEED? |
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Get up to R35 000 to spend across more than 3 000 online stores |
To be 18+ years old. |
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Shop safely online, saving you time. |
Earn a minimum of R5 500 per month. |
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No physical card needed. |
Have a valid South African ID. |
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Enjoy no fees if your balance is zero. |
Have a valid cell phone number and email address. |
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Less admin by only making 1 monthly repayment on all brands |
Have an existing and valid bank account in your name. |
Apply now via this link.
New to Mobicred?
- First, you’ll need to apply for an account on Mobicred’s website.
- Once approved, you can return to Oukitel South Africa (www.oukitel.co.za) and pay for your items by selecting Mobicred at checkout.
Have a Mobicred account already? Payment is as easy as 1, 2 , 3.
- Select Mobicred as your payment option during checkout.
- Log in using your Mobicred username and password.
- Enter the one-time pin (OTP) that will be sent to your mobile phone, Confirm and pay.
- Your Mobicred account will be debited, and we will send you a confirmation email of your order.
Mobicred Fees
- As a revolving credit facility, Mobicred repayments are calculated as 10% of the account balance, plus fees.
- These fees will be confirmed with you by Mobicred during your application process.
Mobicred is Powered by RCS.
RCS is a registered Credit and authorised Financial Services Provider NCRCP 38/FSP 44481
